A number of readers have recently asked me about the game of baccarat, which is often played at cardrooms and casinos throughout the Bay Area such as Bay 101 in San Jose, Cache Creek Casino in Brooks (Yolo County) and Thunder Valley Casino in Lincoln (Placer County). While most people are familiar with blackjack, poker and craps, not everyone is acquainted with baccarat, which is played on an elevated table with a distinctive curved arm and a high-quality crystal set.
Baccarat has a reputation for being elegant, refined and high-stakes. Indeed, it is the game of choice for many Asian visitors and is a favorite among high rollers in Las Vegas, Macau, Singapore and elsewhere. In fact, last year, Macau casinos drew more money from the game than any other casino in the world and it also makes up a large percentage of the revenue of Singapore and Hong Kong casinos.
Despite its reputation, baccarat is actually one of the easiest games in a casino to play. The rules are simple: players bet on either the player or banker hand and the winner is the one with a total closest to 9. All cards are dealt face up, visible to all at the table, and a winning hand is based on the sum of its values – a nine beats any other number. A 10 is worth 0 points, a face or picture card counts as its value and an ace is worth one point.
Once the bets are placed, the dealer shuffles the decks and then deals each player two cards. The player and the banker hands are then compared to see who has the highest value hand. If the player’s hand is closer to nine, the bet wins; if the banker’s is closer, the bet pays out with a small commission to the casino (this is called the “vig”).
There are five different types of bets in baccarat: the Player’s Bet, the Banker’s Bet, the Tie Bet, and the Super Six Bet. In each case, the objective is to pick which hand will have a value closest to nine. To do this, you must first determine the rank of each hand. The higher the rank, the better the hand.
The origin of baccarat is not completely clear, but it was popular in Italy before moving to France where it became the rage among royalty and aristocrats. It reached the US in the 19th century and quickly became a favorite among players looking for an easy, fast-paced game. Its royal association is evident in the fact that aristocrats were accustomed to smashing their baccarat glasses after a single use because no one should drink from a glass that had been marred by any other human touch.